Join our Credit Repair Program
Complete our simple 5-step process
Each step is designed to gather the information needed to begin building your personalized credit improvement plan.
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Whether you're working toward buying a home, qualifying for better financing, or improving your overall financial health, our team is here to support you throughout the process.
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Follow all five steps to complete your enrollment and get started on your path toward stronger credit and greater financial confidence.
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Step 1: Create Your SmartCredit Account
Your first step is to create your SmartCredit account. This account allows our team to securely monitor your credit profile and access updated credit reports every 35 days to track your progress throughout the program.
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Regular credit updates help us evaluate changes to your credit, measure the impact of our work, and adjust your credit repair strategy as needed to keep you moving toward your financial goals.
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Step 2: Complete the Enrollment Form
Once you have created your SmartCredit account, please complete the enrollment form below. This form provides the information we need to begin reviewing your credit profile and preparing your file.
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Before proceeding, please make sure you have completed Step 1. Your SmartCredit account must be set up before you submit the enrollment form to ensure we can begin monitoring your credit and reviewing your reports.
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Step 3: Create Your Client Tracking Portal (Inside Email)
Create your secure online Client Tracking Portal to stay connected throughout your credit repair journey. Your portal allows you to track the progress of your case, receive important updates, and securely upload the documents required to begin the credit review process.
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Before you begin, please have the following documents ready:
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Valid Driver's License or government-issued photo ID
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Proof of Address (such as a recent utility bill or mailed statement)
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Social Security Card
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Having these documents available before starting will help you complete the setup process quickly and avoid delays.
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Step 4: Review and Sign Your Client Service Agreement (Inside Email)
The next step is to complete your electronic paperwork. There are three required sections that must be completed in order:​
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Consent to Electronic Signature (eSignature) – Authorize the use of electronic signatures for your documents.
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Sign the Required Disclosures – Review and acknowledge the program disclosures.
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Sign the Client Service Agreement – Carefully review and electronically sign your Client Service Agreement.
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After completing all three sections, click Finish to submit your signed documents. Once your paperwork has been successfully completed, you can proceed to Step 5.​​​
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Step 5: Complete your Payment Authorization (Inside Email)
​​To finalize your enrollment, please choose one of the following payment options:
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Option 1: Credit Card Authorization Form​​
Complete and submit the Credit Card Authorization Form below. This authorizes the payment method you would like us to use according to your Client Service Agreement.
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Option 2: Pay with Zelle
If you prefer, you may submit your payment using Zelle by selecting the Zelle Payment Information link provided below.
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Once your payment authorization has been completed or your Zelle payment has been sent, your enrollment process is complete. Our team will review your information and contact you if any additional documentation is needed before your credit repair program begins.
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Thank You for Completing Your Enrollment!
Your enrollment has been successfully submitted, and we've already started working on your file.
Our team will review your information, prepare your initial dispute package, and begin the credit repair process. Once your first round of disputes has been completed, you will receive a text message notifying you that your disputes have been sent.
Thank you for choosing us to help you improve your credit. We look forward to assisting you on your journey toward achieving your financial goals.
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